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What is an Appraisal? An appraisal is a professional appraiser's opinion of value. The preparation of an appraisal involves research into appropriate market areas; the assembly and analysis of information pertinent to a property; and the knowledge, experience and professional judgment of the appraiser. The role of the appraiser is to provide objective, impartial and unbiased opinions about the value of real property. At minimum, all states require appraisers to be state licensed or certified in order to provide appraisals to federally regulated lenders. In addition to residential or commercial appraisal - and depending upon an appraiser's designation and qualifications - he or she may be able to assist with the following: Estate planning and estate settlements Tax assessment review and advice Advice in eminent domain and condemnation property transactions Dispute resolution-including divorce, estate settlements, property partition suits, foreclosures, and zoning issues Expert witness testimony Market rent and trend studies Cost / benefit or investment analysis, for example, what will be the financial return on remodeling Land utilization studies Supply and demand studies